Insurance and Fees
Insurances Accepted
If you have health insurance, whether through your job or through the federal exchange, you will likely be responsible for only your co-pay (after your deductible is met, if applicable) at the beginning of each session. You can find information about the amount of your co-pay on the front of your insurance card under the category of “specialist” or “mental health” (sometimes abbreviated mh/sa/dd). You are responsible for knowing the details of your insurance policy so please contact your insurance company before your initial visit to verify your benefits.
As a courtesy to you, Dr. Ferguson will file any claims to your insurance company in the week following your session. Benefits will be estimated by your insurance company shortly thereafter. Please be aware that, even after consultation with your insurance company, you cannot be certain of payment until after the first session is filed and the insurance company determines your benefits. Therefore, you will be responsible for any amount that is not paid by your insurance company.
If your insurance company is not listed above, you may still be eligible for “out of network” benefits. Please contact your insurance company to find out what your out-of-network benefits are. It is possible that Dr. Ferguson can bill your insurance company for your out-of-network benefits but if not, she can provide you with a receipt that you can use to file claims and be reimbursed for some portion of your costs.
- Blue Cross and Blue Shield
- Aetna
- Medcost
- Tricare (out-of-network but certified)
- PHCS
- United HealthCare
If you have health insurance, whether through your job or through the federal exchange, you will likely be responsible for only your co-pay (after your deductible is met, if applicable) at the beginning of each session. You can find information about the amount of your co-pay on the front of your insurance card under the category of “specialist” or “mental health” (sometimes abbreviated mh/sa/dd). You are responsible for knowing the details of your insurance policy so please contact your insurance company before your initial visit to verify your benefits.
As a courtesy to you, Dr. Ferguson will file any claims to your insurance company in the week following your session. Benefits will be estimated by your insurance company shortly thereafter. Please be aware that, even after consultation with your insurance company, you cannot be certain of payment until after the first session is filed and the insurance company determines your benefits. Therefore, you will be responsible for any amount that is not paid by your insurance company.
If your insurance company is not listed above, you may still be eligible for “out of network” benefits. Please contact your insurance company to find out what your out-of-network benefits are. It is possible that Dr. Ferguson can bill your insurance company for your out-of-network benefits but if not, she can provide you with a receipt that you can use to file claims and be reimbursed for some portion of your costs.
Self-pay Rates
If you do not have insurance and your income qualifies you for a sliding scale fee, Dr. Ferguson may be able to work with you to make therapy affordable. Here is an example of typical reduced rates for self-pay clients:*
Initial Assessment Session (60 minutes)..............$160
45-minute Individual Therapy session..................$130
*the typical therapy session is 45 minutes long
60-minute Individual Therapy session.................$140
*offered on an as-needed basis or arranged ahead of time
Family and Couples Therapy (45-60 minutes).....$150
* Lower rates are available when working with one of the Associate Practitioners on staff.
If you do not have insurance and your income qualifies you for a sliding scale fee, Dr. Ferguson may be able to work with you to make therapy affordable. Here is an example of typical reduced rates for self-pay clients:*
Initial Assessment Session (60 minutes)..............$160
45-minute Individual Therapy session..................$130
*the typical therapy session is 45 minutes long
60-minute Individual Therapy session.................$140
*offered on an as-needed basis or arranged ahead of time
Family and Couples Therapy (45-60 minutes).....$150
* Lower rates are available when working with one of the Associate Practitioners on staff.
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Payment Methods Accepted
· Cash · Check · All major credit cards |
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**A credit card on file is required to hold the first appointment and is only used in the case of no-shows or late cancellations. Our office is very busy and this helps to ensure that we do not hold appointments for people that end up going unfilled, therefore preventing other clients who need services from getting care.